i had a mental breakdown last year from severe depression and quit a job without back up, ive since gotten a new job and have stayed there almost a year now, but the credit card bills that i couldn't afford to pay are all now coming at me at once and i am about to get my wages garnished for a very old debt in addition to all these credit card companies put me in default and about to sue me for those. i cant even afford to get therapy and get help medically let alone do all this. luckily my student loan was deferred til september from covid, but that will be due soon and that alone is $200 i dont have (i never even was able to finish my degree due to financial and mental reasons). i'm so tired of depression ruining my life and i just want my life to get better and get out of this hole, literally and financially. please god help me.